Home Insurance

Home Insurance Quotes for Free

Get a free home insurance quote in under 3 minutes and save 20% Protect your home and belongings from the unexpected and find the right coverage for your needs.

Start your Home insurance quote and see how much you can save.

What type of home do you have? *

What is your address? *

City*

State*

Postal Code *

Do you have a basement apartment or in-law suite? *

Do you rent out any part of your home for any period of time? *

Is your home vacant or under construction? *

What is the construction type?

What year was your roof last updated? *

Square Footage of Basement *

What is the primary heating source? *

Distance from nearest fire hydrant? *

Distance from nearest fire hall? *

Email address*

In order to obtain a potential discount on your insurance premium, do you consent to a soft credit check?

Yes No

If you buy a policy, your consent will remain valid while you remain a customer with the insurer. You can withdraw your consent at any time; however, you may not benefit from certain discounts if you do. Answering "yes", authorizes the insurers to collect your credit score from consumer reporting agencies for the purpose of this quote. A soft credit check means there is no effect on your credit. We're just taking a peek at your credit score.

Your date of birth *

Why choose us

How to save on home insurance?

As part of your quote, we work with you to find all the ways you can save. Out of our 30, here’s just a few.

1

Increase Your Deductibles

If you increase the amount you pay on claims, your premiums will go down.

2

Claims-Free

You can save on your home insurance by having no claims previously.

3

Security Alarm and Monitoring System

Install a centrally monitored alarm system to take precautions against fire or theft.

4

Mortgage Free

You can save by not having mortgage on the property.

5

Update Policy Coverage and Limits

Review your policy regularly to ensure you have the right coverages and amounts.

6

Newer Builds

Insurers usually consider newer homes less likely to have issues.

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What does home insurance cover?

As part of your quote, we work with you to find all the ways you can save. Out of our 30, here’s just a few.

Liability Insurance

Protect yourself and the people in your home in case you’resued. With personal liability coverage, you’re covered if someone gets hurt while visiting or for damage you may unintentionally cause.

Dwelling and detached structures

Protect yourself and the people in your home in case you’resued. With personal liability coverage, you’re covered if someone gets hurt while visiting or for damage you may unintentionally cause.

Personal belongings

Protect yourself and the people in your home in case you’resued. With personal liability coverage, you’re covered if someone gets hurt while visiting or for damage you may unintentionally cause.

Extra expenses

Protect yourself and the people in your home in case you’resued. With personal liability coverage, you’re covered if someone gets hurt while visiting or for damage you may unintentionally cause.

Liability Insurance

Protect yourself and the people in your home in case you’resued. With personal liability coverage, you’re covered if someone gets hurt while visiting or for damage you may unintentionally cause.

Dwelling and detached structures

Protect yourself and the people in your home in case you’resued. With personal liability coverage, you’re covered if someone gets hurt while visiting or for damage you may unintentionally cause.

Personal belongings

Protect yourself and the people in your home in case you’resued. With personal liability coverage, you’re covered if someone gets hurt while visiting or for damage you may unintentionally cause.

Extra expenses

Protect yourself and the people in your home in case you’resued. With personal liability coverage, you’re covered if someone gets hurt while visiting or for damage you may unintentionally cause.

About Us

Compare Rates

Looking for the best rates on home insurance? We’ll help you compare quotes from 20 of Ontario’s top home insurance companies.

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We’ve got the lowest rates for home insurance in Ontario

Get a Free Quote

Get a home insurance quote in minutes using our secure online quoter.

Speak to an advisor

One of our licensed advisors would be happy to guide you through the options.

Faqs

Answers to Your Questions

How much does home insurance cost in Ontario?

The average cost ranges from $800 to $1,200 annually, depending on factors like your location, home value, and coverage needs.

How can I get the cheapest home insurance?

The easiest way to save is by comparing quotes from multiple providers. You can also save by bundling policies, upgrading your home’s security, or increasing your deductible.

Why should I compare home insurance quotes?

Home insurance rates vary between providers, and your personal circumstances can affect the quote you receive. Comparing quotes ensures you get the best rate for your situation.

Will my credit score affect my home insurance rate?

In some cases, insurers may request a credit check. A good credit score can help lower your premium. Rest assured, at Ontario Insurance Quotes, your information is kept secure.